Terms of Service

1. Welcome

Welcome to allblu.

These Terms of Service (“Terms”) govern your access to and use of the allblu website, applications, and related services (collectively, the “Service”).

By accessing or using the Service, or by starting a swap through the Service, you agree to these Terms. If you do not agree, do not use the Service.

2. What allblu Is

allblu provides a web interface that lets you initiate supported cross-chain digital asset swaps using third-party blockchain infrastructure.

Today, allblu is designed so you can request quotes and start swaps without creating an account or completing identity verification. That design may change if required by law, provider requirements, or product needs.

allblu is not:

• a custodial wallet
• a bank
• a broker-dealer
• an investment adviser
• a money transmitter or financial institution (unless required by applicable law and disclosed)

allblu does not hold customer funds or private keys.

Certain functionality relies on third-party infrastructure, including Chainflip Broker services and the Chainflip protocol. When you start a swap, you send assets to a deposit address generated for that swap. Settlement and any eligible refunds are handled by that infrastructure according to the quoted parameters, not by allblu taking custody of your assets.

3. Eligibility

You must be at least 18 years old and legally permitted to use the Service under the laws that apply to you.

You are responsible for ensuring your use of digital assets complies with all applicable laws and regulations, including sanctions and anti-money-laundering rules.

You may not use the Service if you are prohibited from doing so under applicable law.

4. How Swaps Work

A typical swap through the Service involves:

1. Selecting supported assets and networks
2. Reviewing a quote, including expected receive amount, fees, estimated timing, and minimum receive where shown
3. Providing a destination (receive) address and a refund address
4. Sending the deposit amount to the deposit address shown for that swap
5. Receiving assets at your destination address if the swap completes, or an eligible refund to your refund address if the swap cannot complete under the quoted parameters

Deposit addresses may expire. If you deposit after expiry, or outside the instructions shown, you may lose assets or face delayed recovery that allblu cannot guarantee.

5. Your Responsibilities

You are solely responsible for:

• selecting the correct assets and networks
• providing accurate destination and refund addresses
• sending the correct asset on the correct network to the deposit address
• reviewing quote details, fees, minimum receive, and expiry before depositing
• securing your own wallets and private keys

Incorrect information, wrong-network deposits, late deposits, or deposits to an expired address may result in delayed settlement, partial refunds, or permanent loss of digital assets. allblu cannot reverse blockchain transactions.

6. Quotes, Slippage, and Timing

Quotes displayed through the Service are estimates based on market and protocol conditions at the time of the quote.

Market conditions can change quickly. Quotes may expire or change before a swap is completed.

Where the Service shows a minimum receive or slippage protection, that figure is the lower bound used for execution under the quoted parameters. If execution cannot occur within those parameters, you may receive an eligible refund or partial refund depending on protocol outcome — not a guaranteed fill at the initially displayed expected amount.

Completion times are estimates only and are not guaranteed. Network congestion, validator delays, protocol upgrades, liquidity conditions, or other blockchain events may affect settlement.

7. Blockchain Transactions

Blockchain transactions are generally irreversible.

Once a transaction has been broadcast, it typically cannot be cancelled or reversed by allblu.

8. Third-Party Infrastructure

The Service depends on third-party providers for quoting, routing, deposit address generation, settlement, and related functionality.

allblu does not control the availability, operation, uptime, security, or performance of those providers or of public blockchain networks.

Interruptions, delays, bugs, or failures originating from third parties or networks may affect whether a swap can be started, completed, or refunded.

9. Fees

Applicable fees are shown in the quote before you submit a swap whenever reasonably possible. Displayed receive amounts are generally shown net of included protocol, network, routing, and interface/broker fees, subject to the quote terms at the time you deposit.

Network conditions and protocol behavior may still affect final settlement outcomes within the quoted parameters (including minimum receive).

10. Acceptable Use

You agree not to use the Service to:

• violate any law or regulation
• engage in fraud, theft, or other illicit activity
• interfere with or disrupt the Service or underlying infrastructure
• attempt to reverse engineer, scrape, or abuse the Service in a way that harms availability or other users

We may refuse, limit, or suspend access to the Service if we reasonably believe these Terms or applicable law are being violated.

11. No Financial Advice

Information on the Service is for informational purposes only.

Nothing on the Service is financial, investment, legal, accounting, or tax advice. Digital asset transactions involve significant risk, including total loss. Do your own research before transacting.

12. Intellectual Property

The Service, including its design, software, branding, trademarks, and content, is owned by or licensed to allblu and protected by applicable intellectual property laws.

13. Disclaimer of Warranties

The Service is provided “as is” and “as available.”

To the maximum extent permitted by law, allblu disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant uninterrupted, error-free, or secure operation, or that any swap will complete within a specific time or at a specific rate.

14. Limitation of Liability

To the fullest extent permitted by law, allblu is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost data, or lost digital assets, arising from or relating to your use of the Service.

To the fullest extent permitted by law, allblu’s total liability for any claim relating to the Service is limited to the greater of (a) the fees you paid to allblu for the specific swap giving rise to the claim, if any, or (b) one hundred U.S. dollars (USD $100).

Some jurisdictions do not allow certain limitations; in those cases, the limitation applies to the maximum extent permitted.

15. Indemnity

You agree to indemnify and hold harmless allblu and its operators from claims, losses, and expenses (including reasonable attorneys’ fees) arising out of your use of the Service, your breach of these Terms, or your violation of law.

16. Changes

We may update these Terms from time to time. Updated versions become effective when published on this page, unless a later effective date is stated. Continued use of the Service after an update means you accept the updated Terms.

17. Contact

Questions about these Terms: support@allblu.xyz